Ray has served as the financial professional in 1^st FCS’ Carthage office since joining the organization in 1986. Carthage is located in an area with a large swine industry base, and during his 18 years with 1^st FCS, Ray has worked extensively with clients involved in hog production.

"For many years, Mark has been working with some of the largest swine producers and expansion projects in our association. He’s built his experience and skill within the industry. We are fortunate now to be able to bring his knowledge and background to benefit clients across our entire 42-county association who have hog operations," states Gustafson.

"As the industry continues to consolidate, hog producers face increasingly complex issues that require specialized expertise. This is becoming more and more important in the financial side of their business, as well. Through Mark Ray, 1^st FCS will be able to provide that critical support," Gustafson continues.

Ray grew up on a grain and livestock farm in Warren County and is still involved in the family farming operation. He holds a bachelor’s degree in agriculture from Western Illinois University.

Ray will continue to be based in the Carthage office, which is located at 1204 Buchanan, Rte. 136, and can be reached at 800-396-6221. 1^st FCS offices also can be reached at 1-800-444-FARM or through the organization’s Internet site at www.usfarmcredit.com.

1^st Farm Credit Services is the leading provider of farm real estate financing; operating loans with enhanced cash management options; equipment and building leasing and loans; farm appraisals; and a variety of risk management products such as: multi-peril, revenue protection, hail and credit life insurance.