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Life and Disability Protection
FCS clients with loans can purchase life and disability insurance
protection through FCS. Group coverage with a simple application is
easy to obtain, and approval is fast through Minnesota Mutual Life
Insurance Company, one of the largest companies in the country. Credit
and mortgage life insurance protects the family from an unwanted debt
obligation in the event of an untimely loss of a key contributor or
breadwinner in the farm business.
Competitively priced level term life
coverage also is available with terms up to 30 years. Through both
Minnesota Life and First Colony Life, two of the strongest and largest
companies in the term life insurance business, FCS clients can arrange
for a longer term plan to cover present and future needs for life
insurance. Rates are among the lowest in the country. A paramed exam
and access to medical history is required for the level term life
plans.
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